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Exclusive Time Deposit rates

by placing a 6-month deposit in either MYR or USD and/or investing in Unit Trust or Structured Investment.

New to Bank HSBC
Premier Customer
OR
All Active HSBC
Premier Customer

Promotion period:
21 August 2023 to 30 November 2023

Promotion period:
28 August 2023 to 30 November 2023

Earn 4.00% p.a.1 Time Deposit Rate

Place a 6-month Time Deposit in MYR using fresh funds with a minimum placement of RM50,000 to RM200,000 to enjoy an exclusive rate.

Earn 7.00% p.a.2 for your Time Deposit when investing with us

Place a 6-month Time Deposit (TD) in either MYR or USD using fresh funds and invest in open-ended Unit Trusts or Structured Investments.

TD Currency

MYR/
USD

Special 6M TD Rate

7.00% p.a.2

Min. TD placement amount (MYR equivalent)

RM100,000

Ratio (TD : wealth product)

1:2

Example

TD RM100,000 : Unit Trust/Structured Investments RM200,000

*Minimum sales charge for open-ended Unit Trust funds is 2%.

Don’t miss your chance to enjoy these exclusive rates!



Earn 4.68% p.a.3 for your Time Deposit when investing with us

Place a 6-month Time Deposit (TD) in MYR and invest an equal amount in open-ended Unit Trusts or Structured Investments.

TD Currency

MYR

Special 6M TD Rate

4.68% p.a.3

Min. TD placement amount

RM50,000

Ratio (TD : wealth product)

1:1

Example

TD RM50,000 : Unit Trust/Structured Investments RM50,000

*Minimum sales charge for open-ended Unit Trust funds is 2%.

Speak to your Relationship Manager to enjoy this exclusive rate, or let us call you back



Experience exalted banking without borders, enrich your privileges, explore exclusive wealth opportunities and more with HSBC Premier

Premier wealth support with global experts

  • Benefit from comprehensive coverage across diverse markets from experts around the world.
  • Access market insights through our online platform and be invited to exclusive webinars and events focused on wealth and insurance.
  • Achieve your returns at one of the most competitive rates in the market.

Premium everyday banking

  • Buy, save, transfer and spend in 11 different currencies in just one account.
  • Pay in local currencies anywhere in the world with zero transaction fees4 by using the HSBC Premier Everyday Global Account debit card.
  • Withdraw cash at any HSBC ATMs worldwide with zero withdrawal fees5.

Premier around the world

  • Your Premier status is recognised globally and can be extended to your family6, so they can enjoy the same privileges.
  • Gain priority access to relationship managers and wealth specialists no matter where you are in the world.
  • Open an overseas HSBC account7 across more than 30 destinations before you embark on your journey.

Seamlessly move money globally

  • View, manage and transfer funds conveniently between all your globally-linked HSBC accounts in one place.
  • Make the most of ideal preferential rates for currencies through 24/7 instant real-time conversions.

Premier wealth support with global experts

  • Benefit from comprehensive coverage across diverse markets from experts around the world.
  • Access market insights through our online platform and be invited to exclusive webinars and events focused on wealth and insurance.
  • Achieve your returns at one of the most competitive rates in the market.

Premium everyday banking

  • Buy, save, transfer and spend in 11 different currencies in just one account.
  • Pay in local currencies anywhere in the world with zero transaction fees4 by using the HSBC Premier Everyday Global Account debit card.
  • Withdraw cash at any HSBC ATMs worldwide with zero withdrawal fees5.

Premier around the world

  • Your Premier status is recognised globally and can be extended to your family6, so they can enjoy the same privileges.
  • Gain priority access to relationship managers and wealth specialists no matter where you are in the world.
  • Open an overseas HSBC account7 across more than 30 destinations before you embark on your journey.

Seamlessly move money globally

  • View, manage and transfer funds conveniently between all your globally-linked HSBC accounts in one place.
  • Make the most of ideal preferential rates for currencies through 24/7 instant real-time conversions.

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HSBC Wealth Portfolio Lending9

Gain flexibility to reinvest with extra funds backed by your assets for greater wealth returns.


Zero10 moving cost with HSBC HomeSmart.

Enjoy financial peace of mind with upfront cost covered by HSBC when you finance or refinance your home with us.

Issued by HSBC Bank Malaysia Berhad 198401015221 (127776-V). Member of PIDM. Protected by PIDM up to RM250,000 for each depositor. This material has not been reviewed by the Securities Commission Malaysia (SC).

1HSBC New to Bank Premier Time/Term Deposit/-i Promotion 2023 Terms & Conditions Apply. Promotion period from 21 August 2023 to 30 November 2023. This Promotion is open to new to bank HSBC Premier customer from 1 Aug to 30 Nov 2023, who opens an HSBC Premier Everyday Global Account and deposits into the Malaysian Ringgit account. All time deposit placements must be made with New Funds by the Eligible Customers under this Promotion and completed within the Promotion Period. The maximum time deposit placement under this Promotion is Ringgit Malaysia Two Hundred Thousand (MYR200,000) for each Eligible Customer. No interest shall be payable in the event the time deposit placement is withdrawn prior to the maturity of the placement, whether wholly or partially, regardless of the number of completed months at the time of premature withdrawal. The total time/term deposit/-i placements capping amount for this Promotion is RM390 million, which is pooled together with the “HSBC Amanah New to Bank Premier Term Deposit-i Promotion 2023” and HSBC Bank is the sole provider for this promotion. Promotional Rates are subject to Overnight Policy Ratio revision.

2HSBC New to Bank Premier Wealth Bundle 2023 Terms & Conditions Apply. Promotion period from 21 August 2023 to 30 November 2023. This Promotion is open to new to bank customer who joins as HSBC Premier from 1 Aug to 30 Nov 2023. All time deposit placements and investments must be made with New Funds by the Eligible Customers under this Promotion and completed within the Promotion Period. The minimum amount of TD/-i placement is RM 100,000 or equivalent and minimum investment amount in Wealth Products must be in accordance with the TD/-i to Wealth Product ratio as per Terms & Conditions. A maximum limit of RM 271 million or equivalent TD/-i placements apply collectively throughout the Promotion Period, which is pooled together with “HSBC Amanah New to Bank Premier Wealth Bundle 2023”. TD/-i Promotional Rates are subject to Overnight Policy Ratio revision.

3HSBC Premier Wealth Bundle 2023 Terms & Conditions Apply. Promotion period from 28 August 2023 to 30 November 2023. The minimum amount of TD/-i placement is RM 50,000 or equivalent and minimum investment amount in Wealth Products must be in accordance with the TD/-i to Wealth Product ratio as per Terms & Conditions. A maximum limit of RM 535 million or equivalent TD/-i placements apply collectively throughout the Promotion Period, which is pooled together with “HSBC Amanah Premier Wealth Bundle 2023". TD/-i Promotional Rates are subject to Overnight Policy Ratio revision.

4Applicable to successful retail purchases, online shopping and cash withdrawals performed with Visa Debit Card under the supported currencies only.

5Applicable to cash withdrawals performed with Visa Debit Card under the supported currencies only.

6For spouse and up to 2 children age 18-28. As long as Premier Family's Primary HSBC Premier customer in Malaysia meets the Premier criteria via:

  • Total Relationship Balances of at least RM200,000 at all times or
  • Premier Mortgage of at least RM1,000,000 or
  • Premier by Perks@Work with minimum monthly salary crediting of RM16,500.

Premier Family extension to child will expire on his/her 28th birthday. Thereafter, the child would need to meet Premier eligibility on their own to continue to enjoy fee waiver and if the customer fails to meet any of the above eligibility criteria, monthly account fee of the RM150 (and applicable tax, if any) will be charged.

7Subject to host country’s approval.

8HSBC Premier Referral Program 2023 Terms and Conditions apply.

9HSBC Wealth Portfolio Lending Terms and Conditions apply.

10HSBC Zero Moving Cost Mortgage Campaign Terms and Conditions apply.